Article 1 for disputes over the insurance contracts established after the insurance Law comes into force, the insurance Law shall apply.

第一条保险法施行后成立的保险合同发生的纠纷，适用保险法的规定。

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These early hikes are a preview of things to come in 2014, when the bulk of Obamacare including the individual coverage mandate and the health insurance exchanges with their essential health benefits rules comes into force.

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